Listing Courtesy of: CENTRAL PANHANDLE / Think Real Estate
123 N Cove Terrace Drive Panama City, FL 32401
Pending (15 Days)
$289,999 (USD)
Description
MLS #:
785261
785261
Taxes
$1,736(2025)
$1,736(2025)
Lot Size
0.26 acres
0.26 acres
Type
Single-Family Home
Single-Family Home
Year Built
1950
1950
Style
Ranch
Ranch
County
Bay County
Bay County
Community
Sudduths 4th Add
Sudduths 4th Add
Listed By
Raymond B Williams Pa, Think Real Estate
Source
CENTRAL PANHANDLE
Last checked Feb 28 2026 at 9:18 PM GMT+0000
CENTRAL PANHANDLE
Last checked Feb 28 2026 at 9:18 PM GMT+0000
Bathroom Details
- Full Bathrooms: 2
Interior Features
- Gas Oven
- Gas Water Heater
- Gas Range
Subdivision
- Sudduths 4Th Add
Lot Information
- Paved
Heating and Cooling
- Central
- Natural Gas
- Ceiling Fan(s)
- Central Air
Exterior Features
- Roof: Shingle
Utility Information
- Sewer: Public Sewer
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Stories
- 1
Location
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2/28/26 13:18
Welcome to 123 N Cove Terrace Drive, located in the heart of The Cove, one of Panama City's most established and sought after neighborhoods. Known for its tree lined streets, golf cart rides to the water, and close proximity to downtown dining and St. Andrews Bay, The Cove offers a lifestyle that is hard to replicate.
Built in 1950, this home is full of character and timeless charm. Original hardwood floors run through much of the home, complemented by crown molding and a warm, inviting layout. The spacious living area flows into a dedicated dining space with custom built ins, creating a comfortable setting for everyday living and entertaining.
The kitchen features abundant solid wood cabinetry, generous storage, and a functional design that connects seamlessly to the main living areas. An enclosed entry offers additional flex space that could serve as a sitting area, office, or mudroom.
The primary suite includes backyard access and multiple closets, while the secondary bedrooms are well sized with natural light and classic hardwood flooring. A one car garage adds convenience.
Step outside to a private, fenced backyard shaded by mature oaks and accented by a brick walkway. A detached structure provides excellent potential for a workshop, hobby space, studio, or additional storage, a valuable feature in the Cove.